How Do I Use An API To Perform OTP Verification?
An OTP, or one-time password, is a four to six digit code that shows on your screen each time you use your debit or credit card to make an online purchase or conduct a NetBanking transaction. Have you ever wondered exactly what these numbers represent and why it’s so crucial that they safeguard your bank account?
In this essay, we explain what OTP is and all you need to know about it.
What Is an OTP Number?
An OTP, also known as a One Time Password, is randomly generated and sent to your registered mobile number to validate the specific transaction. It provides an additional layer of protection for card and online transactions. The transaction information is entered, sent to your mobile number in a matter of seconds, and only kept there for two minutes. An OTP is generated automatically with a number or alphanumeric string of characters for a single transaction performed with a credit card, debit card, or login session. This OTP must stay private because it is a key.
How can an SMS OTP Verification API enhance the user experience?
Even if some MFA solutions transmit the OTP through push notification or SMS, users still need to retype and input it in their login window. OTPs are created and verified by MFA in a way that improves the user’s login experience. For the user, the solution really generates and confirms the OTP in a stealthy and transparent manner, making login simple and passwordless.
If a person has numerous accounts on various websites and apps, it can be extremely difficult for them to keep track of all of their passwords and keep them safe from cyberattacks.
Due to the security and assurance that this tool will communicate every day, an SMS OTP Verification API, such as the one we offer, is very advantageous for both users or clients and those who receive the service.
The SMS OTP Verification API has the following advantages:
The SMS OTP Verification API has the benefit of assisting IT administrators and security managers in avoiding common password security mistakes. They don’t have to worry about things like grammar standards, using well-known horrible and weak passwords, sharing login information, or using the same password across several systems and accounts.
Another advantage is that SMS OTP Verification API has a short lifespan, which deters hackers from obtaining and utilizing private data.
However, employing SMS OTP Verification API has advantages that extend beyond just your website’s visitors and customers. How do they assist your IT team’s work as well?
However, there is no requirement to ask the user for their login and password at the beginning and only that time when using a 2-factor MFA solution (passwordless MFA solution). As a result, IT support personnel receives fewer requests from end users to reset their passwords. With a simple knowledge requirement like a PIN code that must be remembered, end users are quite unlikely to make a mistake. Both users and support personnel gain from this.
Also published on Medium.