What Is A Debit Cards Verification API For?

Debit cards are one of the most popular payment methods, and it’s essential for businesses to ensure their customers’ debit cards are legitimate before processing transactions. To make the verification process easier, businesses can use a Debit Cards Verification API. In this article, we’ll take a closer look at what a Debit Cards Verification API is and how it can benefit businesses.

So… What Is A Debit Cards Verification API?

A Debit Cards Verification API is an application programming interface that businesses can use to verify the legitimacy of a debit card. The API checks the card information, including the card number, expiration date, and CVV, against the information held by the issuing bank.

Some Benefits Of Using A Debit Cards Verification API:

Reduces fraud: One of the most significant advantages of using this tool is that it helps businesses reduce fraudulent transactions. By verifying the debit card’s legitimacy, the API can identify any fraudulent or stolen cards before processing the payment.
Improves payment processing: Using a Debit Cards Verification API can also help businesses streamline their payment processing. The API automates the verification process, reducing the need for manual checks, which can be time-consuming and prone to errors.
Enhances customer experience: Verifying debit cards using an API can also improve the customer experience. The API can provide instant verification, reducing the time customers spend waiting for their payment to be processed. This can lead to increased customer satisfaction and loyalty.
Cost-effective: Using these APIs can also be cost-effective for businesses. The API automates the verification process, reducing the need for manual checks and minimizing the risk of chargebacks, which can be costly for businesses.

So, a Debit Cards Verification API is an essential tool for businesses that want to streamline their payment processing and reduce fraud. By automating the verification process, businesses can save time and money, improve customer experience, and reduce the risk of fraudulent transactions. If you’re looking for a reliable Debit Cards Verification API, consider Credit Card Validator – BIN Checker API, which offers fast, accurate, and secure verification of debit cards.

Check Credit Card Validator – BIN Checker API

Credit Card Validator – BIN Checker API is a powerful tool for businesses looking to enhance the security of their online transactions. By verifying credit card numbers and detecting potential fraud through BIN checking, this API provides peace of mind to both businesses and their customers.

With its user-friendly interface and customizable options, integrating this API into existing payment systems is easy and seamless. I highly recommend Credit Card Validator – BIN Checker API to any business looking to improve their online payment security and streamline their transaction processes.

So, How Does It Work?

To obtain complete data, the customer needs to send the Bank Identification Number (BIN). Another option is the Issuer Identification Number (IIN) of their credit/debit card.

To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.

For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:


{
  "success": true,
  "code": 200,
  "BIN": {
    "valid": true,
    "number": 448590,
    "length": 6,
    "scheme": "VISA",
    "brand": "VISA",
    "type": "CREDIT",
    "level": "PURCHASING WITH FLEET",
    "currency": "USD",
    "issuer": {
      "name": "JPMORGAN CHASE BANK, N.A.",
      "website": "http://www.jpmorganchase.com",
      "phone": "1-212-270-6000"
    },
    "country": {
      "country": "UNITED STATES",
      "numeric": "840",
      "capital": "Washington, D.C.",
      "idd": "1",
      "alpha2": "US",
      "alpha3": "USA",
      "language": "English",
      "language_code": "EN",
      "latitude": 34.05223,
      "longitude": -118.24368
    }
  }
}

How To Start?

1- Navigate to Credit Card Validator – BIN Checker API and click “START FREE TRIAL” to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting “RUN”. Now you will see the results on your screen.

Also published on Medium.