Do you want to validate BIN and ensure secure payment with an API? In this article, we’ll tell you more about it and introduce you to the best one available.
An exclusive number called a “Bank Identification Number” (BIN) identifies a bank and the nation from which it originated. In order to identify the bank that issued the card, it is utilized in card transactions. It is also known as an Issuer Identification Number (IIN) or a Bank Code. The country code of the issuing bank is represented by the first three digits of a BIN. The bank branch number or account number is represented by the final four digits of a BIN. The last digit is always 0.
A tool to verify the legitimacy of a Bank Identification Number (BIN) is the BIN IP Checker API. Additionally, it provides details on the country, area, and bank where the BIN was issued. For companies that conduct online sales of products or services, this information is crucial since it enables them to confirm the legitimacy and affiliation of the payment cards they receive.
Although consumers don’t typically utilize BINs, it’s nevertheless crucial to understand what they signify. The first digit designates the primary industry, and the following digits identify the financial institution that issued the document.
The issuing institution receives a request for authorization whenever you make a purchase or conduct a transaction. This request makes an effort to confirm the legitimacy of the account and the availability of the funds. The transaction is approved if all the conditions are met. If not, the organization rejects it.
BIN IP Checker
How should I use this API? If the user only provides the BIN number, they will be given access to all of the BIN’s information. If the user enters both the BIN and the IP address of his client, the system will provide the whole data of the BIN and the characteristics of the IP address, along with a risk score. Is it free to try out or use? There is a plan that is free for everyone for a set number of daily small requests, however this rate is capped to avoid service abuse.
Will “Pay per Request” be an option? You can use it and just pay for it when you actually use it, of course. The credit has no expiration date. What role will it play in my project, exactly? RapidAPI provides a wide range of integration methods for almost all programming languages. Whenever necessary, you can use these codes to communicate with your project.
The BIN IP Checker API cannot be used until you register. To start the risk-free trial, click “START FREE TRIAL”. After that, you may begin running API queries. Select “test endpoint” to call the endpoint after providing the BIN number. The response will include all pertinent details regarding that number. You can use it for development now that you know how to use it!
Before sending a complete JSON response, this service will check the BIN, which is any credit card’s first six to eleven numbers. You can avoid losing money on erroneous transactions by using this API. Your call will receive a response from this API that resembles something like this:
By entering the BIN number, the user can access all of the BIN’s information. If the user provides both the BIN and the IP address of his client, the system will provide all required information about the BIN and IP address, as well as a risk score.