Are you looking for a way to enhance the security of your company? You should try using a payment validation API! In this article, we’ll tell you more about them and how to use one.
What Is A Payment Validation API?
In addition, this type of API can also provide information about the card, such as the issuer, the card number, the expiration date, and the CVV number. This information can be helpful for making sure that payments are made only to authorized cardholders.
How Can A Payment Validation API Help Your Company?
There are many ways in which a payment validation API can help your company. First of all, it can help you to protect your company from fraud by verifying that payments are being made by legitimate customers. This is especially important if your company accepts payments online, as it can help to prevent scammers from stealing money from your company.
In addition, a payment validation API can help you to track your customers’ purchases more easily. This can be helpful for tax purposes or for customer satisfaction purposes.
Overall, a payment validation API can help your company to be more secure and efficient.
Credit Card Validator-BIN Checker API: A High-Quality Transaction Validation AP
The Credit Card Validator – BIN Checker API is an excellent solution for integrating credit card validation and BIN checking into your existing payment system. This API provides complete credit card validation, such as identifying the issuing bank, card type, and country of origin, as well as BIN verification to guarantee that the card is valid and not counterfeit.
You may improve the security and accuracy of your transactions by integrating Credit Card Validator – BIN Checker API into your existing payment system, while also guaranteeing that payments are completed swiftly and efficiently. Furthermore, the API is simple to use and can be implemented into your system with a few lines of code.
So, How Exactly Does This Transaction Validation API Function?
The consumer must send the Bank Identification Number (BIN) to access complete details. Another method is to use their credit/debit card’s Issuer Identification Number (IIN). To obtain the complete details of a BIN, which is the first six digits of a credit/debit card, enter the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
How Do You Begin?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Endpoint
- CHECK BY BIN
For example, if you call the endpoint with the BIN number “448590,” the API will return the following response:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}Overall, the Credit Card Validator – BIN Checker API is a vital tool for any organization trying to improve its payment processing system, and it’s worth looking into if you’re looking for an API that provides excellent credit card validation and BIN verification.