Do you need to recognize the issuing bank or entity of credit cards? Here you are in the correct place to know everythyng about it!
Some examples of issuers are banks, financial institutions, stores or airlines. In addition, it is also responsible for determining the terms and conditions of the card and the fees that must be paid by the holder.
It is crucial to use a Credit Car Validator API that can verify the authenticity of the card and its information. This will allow you to safeguard your business and your customers. Furthermore, it will assist you in making sure that your customers’ payment information is correct and that they can successfully complete their transactions.
However, what happens when you can’t recognize it? In this case, an API can help you solve this problem.This means that one program can request information from another program and receive a response. The most typical approach to do this is by asking for the card number, expiration date, and security code on the back of the card. However, this information may be falsified by fraudsters.
There are numerous APIs available on the market; however, not all of them are accurate or secure. In order to ensure that you select the best API for your business, we recommend using the best API available; we are talking about Credit Card Validator- BIN Checker API.
How Does This API Work?
Credit Card Validator- BIN Checker API works by first retrieving information about the bank that issued the card; this will allow you to determine which cards are from reputable institutions. Then, it retrieves additional details about the card, such as the number, name, and expiration date.
This API also provides a secure token that can be used as a verification code at checkout; this code will be sent to the client’s mobile phone, allowing them to make purchases securely.
This data can then be used to process payments or simply store it in your database. The best thing about this API is that it supports all types of cards, including VISA and MasterCard.
It is very simple to use Credit Card Validator- BIN Checker API.
How Can You Obtain This Information?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Endpoint
- CHECK BY BIN
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}By employing the Credit Card Validator – BIN Checker API, developers can improve their transaction acceptance rates by ensuring that the credit card information given by the user is accurate and legitimate. This can help to reduce the number of denied transactions, which can be irritating for users as well as costly for businesses.