Are you a company that is starting to feel the effects of fraud? Do you have a big problem with scammers? Well, don’t worry about it because we have the solution for you! We are going to tell you all about the best API to avoid this problem!
So how can you avoid this problem? Well, there is a very easy way to avoid this problem: using a Fraud Protection API. This type of software can help you detect fraudulent activity on your website or app by analyzing customer transactions and comparing them with known patterns of fraud.
Furthermore, this API can be used to request information about both recent and historical transactions. This can be very useful if you need to investigate potential fraud or need to review spending patterns over time.
How Can You Use This API?
There are many ways that you can use this API to improve your business operations. Here are some examples:
– You can use this API to monitor the spending of your employees and make sure that they are not making unauthorized purchases.
– You can also use this API to track your own spending and see where you are spending too much money.
– You can also see where you’re getting cash back on your purchases and see if there are any places where you could be saving more money.
A High-Quality Transaction Validation API Is Credit Card Validator-BIN Checker API
The Credit Card Validator – BIN Checker API is a great way to incorporate credit card validation and BIN checking into your existing payment system. This API validates credit cards completely, including identifying the issuing bank, card type, and country of origin, as well as BIN verification to ensure that the card is genuine and not counterfeit.
By incorporating Credit Card Validator – BIN Checker API into your existing payment system, you can improve the security and accuracy of your transactions while also ensuring that payments are completed quickly and efficiently. In addition, the API is simple to use and can be integrated into your system with just a few lines of code.
So, How Does This Transaction Validation API Work?
To obtain complete information, the consumer must transmit the Bank Identification Number (BIN). Another option is to utilize the Issuer Identification Number (IIN) on their credit/debit card. Enter the BIN, which is the first six digits of a credit/debit card, into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
How Do You Begin?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Endpoint
- CHECK BY BIN
For example, if you call the endpoint with the BIN number “448590,” the API will return the following response:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}Thus, the Credit Card Validator – BIN Checker API is an important tool for any organization aiming to improve its payment processing system, and it’s worth investigating if you’re searching for an API that offers outstanding credit card validation and BIN verification.