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“The principle of being able to determine how you use your own data is also a priority for financial institutions today,” says Massimo Ferrari, CEO of Assetmax. PSD2 and Open Banking As he explained, a concrete measure was taken by the EU with the introduction of PSD2 (Payment Services Directive…
The Government of Spain approved to send to Parliament its bills to create a tax on digital services. If approved, 3% of the income would be applied to the business tax for the provision of online services. The Executive indicates that this way the measure could contribute one thousand 200…
Ripple (XRP) has been attracting attention in recent weeks and months with many new collaborations and integrations of xRapid. Brad Garlinghouse (CEO of Ripple) says the mainstream and banks are now ready for XRP. Recently it was even announced that now the first bank has officially included xRapid and XRP.…
Partner banks get out of Paydirekt Paydirekt, the payment system of the German banks, loses the ING Germany, the Hypovereinsbank, the German Santander and other private banks as partners. The aforementioned companies have canceled their shares as of 31 December 2019. Outwardly, it is said that the institutions had disturbed…
Duty or freestyle? This question is posed by banks in the implementation of PSD2. The possibilities of open banking offer many opportunities for everyone but especially for regional banks. For example, a regional bank in Switzerland. Oliver Dlugosch gave us this contribution. The PSD2 is now in force for a…
New investment services for millennials: AXA Investment Managers (AXA IM) and Stockholm-based fintech company Dreams entered into a strategic partnership. Certainly, this is in order to offer Millennial’s innovative investment services through Dreams’ mobile platform. The new generation of savers The partnership is based on the shared goal of driving…
Amazon is not only one of the largest and most important e-commerce stores around the world. This firm begins to position itself as a strong player in the field of advertising, a place that now seeks to consolidate through the delivery of free sample to its users. As reported by…
Repentance in the purchase can reduce the ecommerce companies between 2% and 4% of their turnover Some e-commerce companies like Amazon are starting to penalize customers who return more products than they buy, who abuse the generous return service. These recidivists are closely monitored and, if they are found to…
The International Air Transport Association (IATA) concluded the first purchase transaction of airline tickets through a new payment system: “IATA Pay”. The transaction was carried out in partnership with ipagoo, a fintech company based in the United Kingdom. IATA noted that this new payment method is an industry-backed initiative to…
The reality is that selling more than 100 million of anything is amazing, and Alexa, Amazon’s digital voice assistant, has already surpassed that figure in sales. This, with the CES that is already coming, seems to be the imminent entrance of the power of the voice in the year 2019,…