Do you want to try a top rated BIN checker API with free trials? In this article, we will tell you more about it and suggest you a great option.
What Is A BIN?
BIN stands for Bank Identification Number. This is a unique identifier that identifies each bank or financial institution in the world. It is used to identify different financial institutions and their accounts around the world.
The BIN number is used by payment processors and card issuers to identify the bank account that should be charged for the transaction. It is also used by the acquiring bank to identify the correct account to debit when processing the transaction.
Benefits Of Using A BIN Checker API
There are many benefits of using a BIN checker API. First of all, it allows you to keep track of your inventory and know how many cards you have in stock. This is important because if you don’t know how many cards you have, you won’t be able to know when they run out and need to be replaced.
Also, a BIN checker API can help you identify counterfeit cards. This is important because counterfeit cards are becoming more and more common, and if you don’t know how to spot them, you could end up paying money to someone who is not authorized to use your card.
Finally, a BIN checker API can help you track your sales data, which can be very useful for analyzing your business and seeing where you can improve.
How Can I Get a Free Trial?
Now that we’ve covered the basics of what a BIN number is and why it’s important, let’s talk about how to get a free trial of the best BIN checker API available today: Credit Card Validator – BIN Checker API. This API is perfect for those who want to see if the number they have stored in their database or on their cards are valid. It’s also great for businesses that accept payments online.
One of the key features of Credit Card Validator – BIN Checker API is its ability to validate credit card information in real-time. This means that developers can quickly determine if a credit card is valid or not, reducing the risk of fraud and chargebacks. Additionally, the API also provides information on the credit card’s issuing bank and country of origin, which can be useful for verifying the legitimacy of the transaction.
So, How Does It Work?
To access complete data, the consumer must give their credit/debit card’s Bank Identification Number (BIN) or Issuer Identification Number (IIN). To obtain the complete details of a BIN, which is the first six digits of a credit/debit card, enter the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
How Can You Obtain This Information?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Functions
- CHECK BY BIN
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}Overall, this tool offers everything you need in order to protect your business from fraud and ensure that only valid transactions take place on your website or app.