Are you looking for the finest API to retrieve credit card information? Continue reading to learn everything there is to know about it!
Websites and applications that accept credit card payments, such as an eCommerce store, must have the ability to process and authenticate the payments with the card issuer. However, just asking people for their credit card information is not suitable (or even remotely secure).
Instead, the payment must be processed through a payment gateway provided by a payment processing provider. So, how can you safely embed the functionality to communicate with an online payment gateway provided by a credit card payment processing provider into your site or app?
What Is A Credit Card API And How Does It Function?
A credit card API is an Application Programming Interface that allows you to integrate a secure payment processing facility into your app or website. APIs are the building pieces that allow software programs to connect with one another and should be familiar to all developers. However, understanding how they work, where they would be utilized, and specific applications for using credit card APIs may be less well known.
The correct credit card API should make the developer’s life easier and allow for a more personalized checkout experience for customers. It properly handles the secure acceptance of any payment methods chosen by your site or app.
All you need is an API, such as Credit Card Validator – BIN Checker API, and you’ll have all the information you need in a matter of seconds.
Because of its simplicity and accuracy, the Credit Card Validator – BIN Checker API is one of the most popular APIs available. You can access all forms of information on bank accounts, including their name and address, as well as their BIN number, by providing some basic information such as the firm’s name and IBAN.
You won’t have to waste time hunting for this information manually or asking banks for it directly. You’ll obtain all the information you need in seconds with Credit Card Validator – BIN Checker API!
How Can You Obtain This Information?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Functions
- CHECK BY BIN
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}Using the Credit Card Validator – BIN Checker API, developers can increase transaction acceptance rates by checking that the credit card information provided by the customer is accurate and legitimate. This can help to reduce the number of declined transactions, which can be both inconvenient and costly for both consumers and businesses.