Are you trying to find an API that can help you simplify e-commerce payments? Look no further because here we have the best one for you!

The first four to six numbers on a credit or debit card are referred to as the bank identification number (BIN). The financial institution that issued the card is identified by this string of numbers. As a result, it links transactions to the card’s issuer as they occur. Credit, charge, and debit cards all have BINs, as do other types of payment cards.

If you want to simplify e-commerce payments with an API that will give you all the information about a bank account, we recommend getting a Payment Gateway Integration API. With this tool you will be able to obtain all the information you need just by entering the name of the bank. This will save you a lot of time since you won’t have to look for it yourself. This API is ideal if you want to retrieve additional banking information such as bank names and BINs. It is ideal for banks that want to retrieve additional information about their clients in order to better serve them.

The American National Standards Institute (ANSI) and the International Organization for Standardization (ISO) created the bank identification number to identify organizations that produce payment cards. While the ISO is an international nongovernmental organization that develops standards for numerous industries, the ANSI is a nonprofit organization (NPO) that produces business standards in the United States. 

ISO is an international organization for standardization. the “Changes to the Issuer Identification Number (IIN) Standard”. Every credit or debit card has a BIN number. Debit cards, credit cards, charge cards, gift cards, electronic benefit cards, and other payment cards are all issued a set of four to six numbers at random.

BIN IP Checker

This API is particularly made for online store owners who wish to thoroughly examine the credit/debit card transactions made through their websites. It provides a clear picture of how unsafe the transactions are. However, anyone can use this API on any platform as they see fit and within their own set of restrictions. How is this API used? To obtain as many details as feasible, the user will give their credit/debit card’s BIN (Bank Identification Number) or IIN (Issuer Identification Number). Additionally, if an IP address is included in the request, it will return information about the IP address, check the BIN information against the IP information, and calculate the transaction’s risk score. For online retailers, assisting customers in making the right choice is beneficial.

You must first register in order to use this BIN IP Checker API. Click “START FREE TRIAL” to begin the free trial. You may then start executing API queries after that. After entering the BIN number, choose “test endpoint” to make a call to the endpoint. The response will provide all relevant information about that number. Now that you know how to utilize it, you can use it for development!

This Endpoint will check card BIN numbers (the first 6 ~ 11 digits of any payment card) and it will return a JSON response with all information. With this API, you will be able to avoid costing fraudulent transactions before they happen. This is an example of the kind of response that this API will send to you after the call:

{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"name": "UNITED STATES",
"native": "United States",
"flag": "??",
"numeric": "840",
"capital": "Washington, D.C.",
"currency": "USD",
"currency_name": "United States dollar",
"currency_symbol": "$",
"region": "Americas",
"subregion": "Northern America",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language_code": "EN"
}
}
}

The user will receive the whole details of the BIN if they give merely the BIN number. The system will return the complete data of the BIN and the IP address together with a risk score if the user sends both the BIN and the IP address of his client.