Securely Processing Transactions With A Credit Card Validator API

Processing online transactions is an essential component of any e-commerce business. To ensure that these transactions are safe and secure, it is important to use a credit card validator API. In this article, we will discuss how these APIs can help keep your transactions secure and protect your business. Online transactions have become commonplace in today’s digital age, and as such, ensuring their security is more important than ever. This is where a Credit Card Validator API comes in. By using an API to validate credit card information, businesses can mitigate the risk of fraudulent transactions and protect their customers’ sensitive data.

How Does A Credit Card Validator API Work?

These APIs work by validating the credit card information provided by a user during an online transaction. This API checks the credit card number, expiration date, and security code against the card issuer’s database to ensure that the information is accurate and up-to-date. This process happens in real-time, providing businesses with immediate feedback on the validity of the credit card information.

Benefits Of Using A Credit Card Validator API

Fraud Prevention: By using a credit card validator API, businesses can verify that the credit card information provided by a user is legitimate, reducing the risk of fraudulent transactions.
Increased Security: Credit card validator APIs encrypt sensitive credit card information to ensure that it is not compromised during the transaction process.
Improved User Experience: Credit card validator APIs provide instant feedback on the validity of the credit card information, reducing the likelihood of errors during the checkout process.
Compliance: Credit card validator APIs ensure that businesses comply with industry standards for processing credit card transactions.

So, basically, this technology is an essential component of any e-commerce business. By using an API to validate credit card information, businesses can reduce the risk of fraudulent transactions, improve the security of sensitive data, and ensure compliance with industry standards. As online transactions continue to increase in frequency, investing in a card validator API is a wise choice for any business looking to protect its customers and its bottom line.

Check Credit Card Validator – BIN Checker API

Using the Credit Card Validator – BIN Checker API is a smart choice for anyone looking to enhance the security of their transactions. With its powerful features, the API can quickly and accurately verify credit card information, ensuring that every transaction is legitimate and secure.

Whether you’re running an e-commerce site or managing a large enterprise, the Credit Card Validator – BIN Checker API is an indispensable tool for maintaining the integrity of your business. Don’t take chances with your financial transactions.

So, How Does It Work?

To obtain complete data, the customer needs to send the Bank Identification Number (BIN). Another option is the Issuer Identification Number (IIN) of their credit/debit card.

To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.

For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:


{
  "success": true,
  "code": 200,
  "BIN": {
    "valid": true,
    "number": 448590,
    "length": 6,
    "scheme": "VISA",
    "brand": "VISA",
    "type": "CREDIT",
    "level": "PURCHASING WITH FLEET",
    "currency": "USD",
    "issuer": {
      "name": "JPMORGAN CHASE BANK, N.A.",
      "website": "http://www.jpmorganchase.com",
      "phone": "1-212-270-6000"
    },
    "country": {
      "country": "UNITED STATES",
      "numeric": "840",
      "capital": "Washington, D.C.",
      "idd": "1",
      "alpha2": "US",
      "alpha3": "USA",
      "language": "English",
      "language_code": "EN",
      "latitude": 34.05223,
      "longitude": -118.24368
    }
  }
}

How To Get Started?

1- Navigate to Credit Card Validator – BIN Checker API and click “START FREE TRIAL” to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting “RUN”. Now you will see the results on your screen.

Also published on Medium.