Are you looking for a way to seamlessly integrate payment processing into your website or app? If so, you should consider using an API.

The main goal of e-commerce is to generate sales. These sales are useless, though, if they don’t generate cash in the bank. You are unable to increase your revenue if you are unable to accept payments. There are many different types of payment gateways, each with special benefits and capabilities. When choosing a payment gateway for your website, keep in mind the factors that are most important to you and your customers.

If you own a business, you might frequently run into issues with clients who don’t pay their invoices. This can be quite annoying because it can be expensive and time-consuming to recover the money that is due to you. The good news is that you can use an International Transactions API to stop this from happening again. You can use a service like this API to check the status of a bank account. This can be very useful if you want to link your payment processing system with other parts of your business; such as accounting software or shipping providers.

In this instance, it’s possible that the customer’s local bank has set limits on their bank account. Due to these limitations, it may be difficult to make payments because the money can be returned. To get around this issue, utilize an API to make sure the account is operational and able to accept payments before making a payment.

If you’re looking for the best API for seamlessly integrating payment processing into your website or app, we recommend the SWIFT – IBAN – Routing Bank Checker API.

SWIFT – IBAN – Routing Bank Checker API

Developers now have a quick and easy way to verify and retrieve data on SWIFT codes, IBAN codes, and routing bank numbers thanks to the SWIFT-IBAN-Routing Bank Checker API. Using this API to quickly evaluate and confirm the quality of banking information could speed up financial transactions and lower error rates.

This API’s capability to verify the validity of SWIFT codes is one of its primary advantages. To ensure that money is transmitted to the right person, SWIFT codes, which are used as unique identifiers to facilitate international transactions, must be accurate. You can rapidly verify the legitimacy of SWIFT codes using the Bank Codes Lookup API, ensuring that money is always sent to the appropriate location.

All You Have To Do To Utilize It Is:

• Go to SWIFT – IBAN – Routing Bank Checker API and simply click on the button “START FREE TRIAL” to start using the API.
• After signing up in Zyla API Hub, you’ll be ready to start using the API!
• Employ the different API endpoints depending on what you are looking for.
• Once you meet your needed endpoint, make the API call by pressing the button “test endpoint” and see the results on your screen.

This API provides access to the “Routing Bank Checker,” “IBAN Code Checker,” and “SWIFT Code Checker” endpoints. Choose from among them the one that most nearly matches your requirements for what you’re looking for. How the “IBAN Code Checker” will work is shown in the following illustration:

{
"status": 200,
"success": true,
"message": "PT50000101231234567890192 is a valid IBAN",
"data": {
"iban": "PT50000101231234567890192",
"country": "Portugal [PT]",
"sepa_country": "Yes",
"checksum": "50",
"bban": "000101231234567890192",
"bank_code": "0001",
"branch_code": "0123",
"account_number": "12345678901",
"check_digit": "92",
"bank_details": {
"swift_code": "BGALPTTGXXX",
"bank_name": "BANCO DE PORTUGAL",
"branch": "SISTEMAS DE PAGAMENTOS",
"address": "AV. ALMIRANTE REIS, 71 EDIFICIO PORTUGAL",
"city": "LISBON",
"zip": "1150-012"
}
}
}

As you can see, the response demonstrates that the IBAN number and bank information are correct and from Portugal.

Another crucial element of financial transactions is the routing bank number, which you can rapidly verify with the aid of this API. In the US, financial institutions are identified and transactions are handled using routing bank numbers. You can lower the chance of errors and make sure that transactions are executed promptly and correctly by utilizing this IBAN Codes API to validate Routing Bank Numbers.