Are you looking for a way to save time and reduce errors when checking bank accounts? We have the perfect solution for you if you’re a developer!

Banks are institutions that offer financial services to individuals and businesses. They are in charge of managing people’s money, and they provide them with loans and other services.  Banks also offer checking accounts to their customers. A checking account is a type of bank account that allows people to deposit money and withdraw it at any time. Checking accounts also allow customers to make payments using debit cards or checks.

Luckily, there are many ways to do this, but one of the most effective ways is using a Banking Information API. This is an application programming interface that allows you to check the status of any bank account in just a few seconds. This way you can also find out more information about the bank, such as its name, location, and other details.

For example, if someone wants to send money to another person, they need to know if that person’s bank account is valid and active. Or if someone wants to open a business account with a bank, they need to make sure that bank is trustworthy and has a good reputation. In these cases, it can be very helpful if you can check the validity of a bank account. 

Our recommendation for the best API to check bank accounts is the SWIFT – IBAN – Routing Bank Checker API.

SWIFT – IBAN – Routing Bank Checker API

Developers now have a quick and easy way to verify and retrieve data on SWIFT codes, IBAN codes, and routing bank numbers thanks to the SWIFT-IBAN-Routing Bank Checker API. Using this API to quickly evaluate and confirm the quality of banking information could speed up financial transactions and lower error rates.

Routing Bank Numbers are another essential component of financial transactions, and the Bank Codes Lookup API can help you quickly confirm their accuracy. Routing Bank Numbers are used in the United States to identify financial institutions and process transactions. By using this API to validate Routing Bank Numbers, you can reduce the risk of errors and ensure that transactions are processed quickly and accurately.

All You Have To Do To Utilize It Is:

• Go to SWIFT – IBAN – Routing Bank Checker API and simply click on the button “START FREE TRIAL” to start using the API.
• After signing up in Zyla API Hub, you’ll be ready to start using the API!
• Employ the different API endpoints depending on what you are looking for.
• Once you meet your needed endpoint, make the API call by pressing the button “test endpoint” and see the results on your screen.

This API provides access to the “Routing Bank Checker,” “IBAN Code Checker,” and “SWIFT Code Checker” endpoints. Choose from among them the one that most nearly matches your requirements for what you’re looking for. How the “IBAN Code Checker” will work is shown in the following illustration:

{
"status": 200,
"success": true,
"message": "PT50000101231234567890192 is a valid IBAN",
"data": {
"iban": "PT50000101231234567890192",
"country": "Portugal [PT]",
"sepa_country": "Yes",
"checksum": "50",
"bban": "000101231234567890192",
"bank_code": "0001",
"branch_code": "0123",
"account_number": "12345678901",
"check_digit": "92",
"bank_details": {
"swift_code": "BGALPTTGXXX",
"bank_name": "BANCO DE PORTUGAL",
"branch": "SISTEMAS DE PAGAMENTOS",
"address": "AV. ALMIRANTE REIS, 71 EDIFICIO PORTUGAL",
"city": "LISBON",
"zip": "1150-012"
}
}
}

As you can see, the response demonstrates that the IBAN number and bank information are correct and from Portugal.

Overall, this API is an essential tool for anyone involved in financial transactions. By providing access to critical information about SWIFT codes, IBAN codes, and Routing Bank Numbers, this API helps to reduce errors, streamline transactions, and improve the accuracy of financial information. Whether you are a large financial institution or a small business, the IBAN Codes API can help you achieve your financial goals with ease and confidence.