In this post, we talk about a new API that will help you to validate payments and avoid fraud. If you are a developer, you should try it!
The goal of payment validation is to check the authenticity of a payment and verify that it is coming from the correct person or company. This is important for both merchants and customers.
If a customer’s payment is not validated, they may not receive their goods or services. On the other hand, if a merchant’s payment is not validated, they may be scammed out of their goods or services.
In the past, merchants had to manually check each payment before accepting it. This was a time-consuming and expensive process that often led to fraud. Fortunately, there are now a number of tools and APIs that can help merchants automatically validate payments.
What Are The Benefits Of Using An API For Payment Validation?
An API (Application Programming Interface) is a set of functions and protocols that allow different software components to communicate with each other. In this way, they can exchange data and queries in order to obtain specific information from one system or platform.
The benefits of using an API for payment validation are numerous, but here we will mention some of them:
-Obtain information about payments made in different stores.
-Obtain information about transactions made by customers in different stores at different times.
-Obtain information about payments made by customers from different countries at different times.
-Obtain information about customers who have made multiple payments in different stores at different times.
Which API Is the Most Powerful?
There are several APIs available to assist you in determining if your credit card is legitimate. One of the finest solutions is Credit Card Validator – BIN Checker API, which gives an effortless way to determine the validity of a charge card is legitimate.
How to Apply It
You will save time by not having to manually look for or request this data from banks. You’ll obtain all of the details you need in seconds with Credit Card Validator – BIN Checker API!
Using the Credit Card Validator – BIN Checker API, programmers can increase transaction acceptance rates by confirming that the credit card information submitted by the user is accurate and valid. This can help to reduce the number of denied operations, which can be inconvenient and costly for clients as well as businesses.
Where Do We Start?
1- To get started with the Credit Card Validator – BIN Checker API, log in and click the “Subscribe for free” option.
2- You will be given your personal API key after enrolling using Zyla API Hub. You will be able to use, connect, and administrate APIs using this one-of-a-kind mix of numbers and letters!
3- According to the information you’re looking for, use a variety of API endpoints.
4- You can currently utilize your API key to connect to the API in the desired language. There are numerous Code Snippets accessible at the mentioned URL to help you with your installation.
Functions
- CHECK BY BIN
If you call the endpoint with the BIN number “448590,” for example, the API will return the following response:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}