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Payment Authorization API: How Does It Work

It is true that nowadays there are more and more online stores, but it is also true that there are still many people who prefer to buy in a physical store. And that’s where the payment authorization API comes into play. In this article, we will explain how does this API work, and what are its benefits for both physical stores and customers.

How Does It Work?

Once a request is made through the API, it is sent to the server where it will be processed. The server will then return a response to the program that made the request. This response will either be an approval or a denial. This process happens quickly because of how automated it is. It only takes a few seconds for a payment to be authorized or denied.

Benefits For Customers

Another benefit is that payment autorization API allowS customers to pay for goods or services from anywhere in the world. This means that customers can shop from stores in other countries without having to worry about currency conversions or other issues.
Also, customers can save time by not having to stand in line at checkout counters.

Payment Authorization API: How Does It Work

Benefits For Stores

There are also many benefits for stores when using a payment authorization API. The most important one is that it allows stores to accept payments from anywhere in the world without having to worry about currency conversions.
Another benefit is that stores can save time by not having to process payments manually.
So, if you want your online store or your physical store to accept payments easily and safely you should try our .

Credit Card Validator – BIN Checker API The Best API

Anyone wishing to improve the security of their transactions should use the Credit Card Validator – BIN Checker API. The API’s robust features enable it to swiftly and precisely validate credit card information, ensuring that every transaction is authentic and safe.

The Credit Card Validator – BIN Checker API is an essential tool for protecting the integrity of your business, whether you run an e-commerce site or manage a major enterprise. Don’t take any chances with your finances.

How To Use It

1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.

Payment Authorization API: How Does It Work

Endpoint

  • CHECK BY BIN

If you choose CHECK BY BIN endpoint you can get the following response:

{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}

The Credit Card Validator – BIN Checker API is written in JSON and is simple to incorporate into your website or application. It also supports several languages, allowing you to easily translate the information into your preferred language. You can also alter the look of your payment page to match the image of your company. Let’s give it a shot!

Published inAPI
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