The digitalization of banking is a phenomenon that has been growing strongly. Even many of the banks have felt threatened by Latin American startups that want to offer diverse alternatives to the millennial market. To clarify the current situation, Dr. Elisa Piedrahita, dean of Financial Engineering at the Piloto University,…
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The state provides ample money for the interface between science and industry. Six universities will prevail – all with ambitious plans. Aachen, Bochum, Dortmund, Cologne, Münster and Paderborn: At these universities, significantly more will happen in the coming years for the promotion of start-ups. Yesterday, the six universities worked on…
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This card without bank reimbursed more than 600,000 euros in 2018 Bnext exceeds its first 100,000 active clients 70% are men. The majority (61%) is less than 35 years old and 41% lives in Madrid or Barcelona. This fintech works to incorporate two important novelties: Bnext Rewards (to add points…
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“The principle of being able to determine how you use your own data is also a priority for financial institutions today,” says Massimo Ferrari, CEO of Assetmax. PSD2 and Open Banking As he explained, a concrete measure was taken by the EU with the introduction of PSD2 (Payment Services Directive…
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One of the first security token offering (STO) was recently initiated in the neighboring Swiss country. ICOs or STOs? In contrast to ICOs (Initial Coin Offerings), STOs are considered the safer option. Because this type of funding has come under heavy pressure and observation due to some scams and scams…
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Digital technology is transforming the expectations and preferences of customers, challenging the leaders of the industries to adapt and evolve their business models. The financial services industry is no exception. The massive adoption and global ubiquity of mobile phones, coupled with the digitalization of financial processes and services, has created…
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The US Federal Reserve is reluctant to grant fintech access to the country’s financial infrastructure, including its clearing and settlement systems. The concern arises from the perception that these companies do not have robust risk controls or consumer protection systems that common banks must have to operate. “I am concerned…
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The most important crypto exchange revealed that it had received 18 citation requests from US authorities. Despite being based in Switzerland, the United States government submitted 30 percent of all applications received. A warning to crypto exchange Earlier this month, Kraken, another major crypto exchange, published its transparency report. The…
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The rapid rise of startups and digital-focused businesses not only changes our way of communicating, but has far-reaching implications for the world’s realities. These documentaries show how these can look like, using a few examples. Digital Future – Support for Young Entrepreneurs The report takes a close look at the…
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US block chain startup Spring Labs announced that 16 fintech companies have joined their affiliate program prior to the release of their Spring Protocol. This is clear from a press release on 17 January. About Spring Labs Spring Labs, which raised € 13.2 million last year, plans to roll out…
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