As the world becomes increasingly digital, online transactions have become a part of daily life. Whether you’re buying groceries online or subscribing to a new streaming service, credit cards are the go-to method of payment for most people. However, with the rise of online transactions, credit card fraud has also become a major concern. This is where a Credit Card Validation API comes in.
Use A Credit Card Validation API For Optimization: Credit Card Validator – BIN Checker API
A credit card validation API is a tool that allows developers to easily validate credit card information entered by a user. By using an API, developers can ensure that the information entered is accurate and that the credit card is valid. This not only helps prevent fraud but also helps optimize transaction approval rates.
One of the best credit card validation APIs on the market is the Credit Card Validator – BIN Checker API. This API is easy to integrate and provides fast and accurate results, making it a valuable asset for developers who want to ensure their applications are secure and optimized for transaction approval.
One of the key features of this API is its ability to validate credit card information in real-time. This means that developers can quickly determine if a credit card is valid or not, reducing the risk of fraud and chargebacks. Additionally, the API also provides information on the credit card’s issuing bank and country of origin, which can be useful for verifying the legitimacy of the transaction.
By using the Credit Card Validator – BIN Checker API, developers can optimize their transaction approval rates by ensuring that the credit card information entered by the user is accurate and valid. This can help reduce the number of declined transactions, which can be frustrating for users and costly for businesses.
So, How Does It Work?
To obtain complete data, the customer needs to send the Bank Identification Number (BIN) or the Issuer Identification Number (IIN) of their credit/debit card.
To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}How To Get Started?
1- Navigate to Credit Card Validator – BIN Checker API and click the “START FREE TRIAL” button to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting the “run” button and viewing the results on your screen.
Related Post: Which Is The CC Checker API With More Complete Details?
Also published on Medium.