Online transactions have become an integral part of our daily lives, and with the increasing number of e-commerce websites, the security of online transactions has become a major concern. Credit card fraud is a major problem in the e-commerce industry, with merchants losing billions of dollars each year. To ensure secure transactions, many e-commerce businesses are turning to a Credit Card Validation API.
What Is A Credit Card Validation API?
A credit card validation API is a service that allows e-commerce websites to verify the authenticity of credit card transactions. The API checks the credit card number, expiration date, and security code, among other things, to ensure that the transaction is valid. By using a credit card validation API, e-commerce businesses can protect themselves from credit card fraud and chargebacks.
Credit card validation APIs are becoming increasingly popular in the e-commerce industry due to their ease of use and affordability. They are easy to integrate into e-commerce websites and require no additional hardware or software. In addition, many credit card validation APIs offer customizable fraud detection settings, allowing e-commerce businesses to tailor the level of fraud protection to their specific needs.
In conclusion, credit card validation APIs are an essential tool for any e-commerce business looking to ensure secure transactions. By using a credit card validation API, businesses can protect themselves from credit card fraud and chargebacks, while also providing their customers with a secure and seamless online shopping experience.
Check Credit Card Validator – BIN Checker API
Security is a top priority for businesses when it comes to processing transactions, and the Credit Card Validator – BIN Checker API is an invaluable tool for ensuring that payment information is accurate and secure.
This API allows businesses to validate credit card information and perform BIN checks in real-time, which helps to minimize the risk of fraudulent activity and unauthorized transactions. By using the Credit Card Validator – BIN Checker API, businesses can rest assured that payment information is accurate and that transactions are processed securely, which helps to build trust with customers and reduce the likelihood of chargebacks and other issues.
Whether you’re a small business or a large corporation, the Credit Card Validator – BIN Checker API is an essential tool for making transactions more secure and protecting your business from fraudulent activity.
So, How Does It Work?
To obtain complete data, the customer needs to send the Bank Identification Number (BIN) or the Issuer Identification Number (IIN) of their credit/debit card.
To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}How To Get Started?
1- Navigate to Credit Card Validator – BIN Checker API and click the “START FREE TRIAL” button to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting the “run” button and viewing the results on your screen.
Related Post: Which Is The CC Checker API With More Complete Details?
Also published on Medium.