Do you want to make international payments with confidence as a developer? In this article we will tell you how you can do that using an API!

It is no secret that nowadays, the most efficient way to pay for things and services is through digital payments. This is due to the fact that they are simple, fast and secure. However, when it comes to international payments, there are several aspects that need to be taken into account. For example, in some countries it is necessary to have a bank account in the country where the money is going to be received. This is due to the fact that there are different codes for each bank and each country. 

One of the most common problems when making international payments is not having the correct bank codes. This means that the money may not reach its destination or that it might take a long time until it does. Fortunately, there are APIs available that can help you avoid this problem. In this case, a Banking Information API allows developers to check if a bank account number corresponds to an IBAN format. This way you will be sure before sending your payment that the bank account number you have is correct and that it will arrive at its destination.

APIs (Application Programming Interfaces) are software components that allow two applications to communicate with each other and exchange data. This means that an API is a kind of messenger that allows two different programs to talk to each other and exchange information.

There are many APIs available on the market, but not all of them are reliable or offer all the features that you need. However, we have found one API in particular that we think will be useful for you if you’re a developer: SWIFT-IBAN-Routing Bank Checker API.

SWIFT-IBAN-Routing Bank Checker API

Thanks to the SWIFT-IBAN-Routing Bank Checker API, developers now have a quick and simple way to check and retrieve information on SWIFT codes, IBAN codes, and routing bank numbers. Financial transactions could be expedited and error rates could be reduced by using this API to swiftly assess and confirm the accuracy of banking information.

The Bank Codes Lookup API offers access to IBAN codes in addition to validating SWIFT codes. IBAN codes are used to identify bank accounts for international payments in Europe and other regions of the world. You may easily ascertain an IBAN code’s accuracy using the API, lowering the possibility of errors in financial transactions.

All You Have To Do To Utilize It Is:

• Go to SWIFT – IBAN – Routing Bank Checker API and simply click on the button “START FREE TRIAL” to start using the API.
• After signing up in Zyla API Hub, you’ll be ready to start using the API!
• Employ the different API endpoints depending on what you are looking for.
• Once you meet your needed endpoint, make the API call by pressing the button “test endpoint” and see the results on your screen.

The “Routing Bank Checker,” “IBAN Code Checker,” and “SWIFT Code Checker” endpoints are accessible through this API. Pick the one that most closely satisfies your specifications for what you’re looking for from among them. The sample below demonstrates how the “SWIFT Code Checker” will operate:

{
"status": 200,
"success": true,
"message": "SWIFT code ADTVBRDF is valid",
"data": {
"swift_code": "ADTVBRDF",
"bank": "ACLA BANK",
"city": "BRASILIA",
"branch": "",
"address": "Q SHCN CL QUADRA BLOCO E, 316,316",
"post_code": "70775-550",
"country": "Brazil",
"country_code": "BR",
"breakdown": {
"swift_code": "ADTVBRDF or ADTVBRDFXXX",
"bank_code": "ADTV - code assigned to ACLA BANK",
"country_code": "BR - code belongs to Brazil",
"location_code": "DF - represents location, second digit 'F' means active code",
"code_status": "Active",
"branch_code": "XXX or not assigned, indicating this is a head office"
}
}
}

As you can see from this response, the SWIFT Code is valid, it comes from Brasilia, Brazil. You can also see the banking information as well as some more data.

The routing bank number is another essential component of financial transactions, and you can quickly verify it with the help of this API. Routing bank numbers are used in the US to identify financial institutions and manage transactions. By making use of this IBAN Codes API to validate Routing Bank Numbers, you may reduce the likelihood of errors and ensure that transactions are carried out promptly and correctly.