If you want to know how to use the payment authorization API, you are in the right place. In this article, we’ll tell you all about it and more. Stay tuned!
The Payment Authorization API is a tool that can be used to verify whether or not a payment is authorized. This means that the transaction is valid and has been authorized by the card holder. It is important to note that this does not mean that the transaction will be approved.
This API is used to verify that a payment is valid and has been authorized by the card holder. This means that if a transaction is authorized, it has been approved by the card holder and is therefore valid. However, this does not mean that the transaction will be approved.
Using this API, you can also check whether a payment is authorized or not. This is helpful if you want to know if a payment has been made or not. You can also use it to check if a transaction has been completed or not. This can be useful for merchants who want to know if a customer has paid for an item or not.
You can also use it to obtain information about the payment itself. This can include information such as the transaction ID, which can be used to track the payment, the transaction date, and more.
How To Use It?
There are many APIs on the market, but not all of them are accurate or safe. We advocate using the best API accessible to ensure that you select the best API for your business; we’re talking about the Credit Card Validator- BIN Checker API.
How Does This API Work?
Credit Card Validator- BIN Checker API retrieves information about the bank that issued the card first, allowing you to decide whether cards are from respectable organizations. Then it retrieves further card information, such as the card number, name, and expiration date.
This API also includes a secure token that may be used as a verification code at checkout; this code is transmitted to the client’s mobile phone, allowing them to make secure purchases.
This information can then be utilized to process payments or stored in your database. The best feature of this API is that it supports all card types, including VISA and MasterCard.
Credit Card Validator- BIN Checker API is quite simple to use.
How Can You Obtain This Information?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Endpoint
- CHECK BY BIN
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}Developers can enhance their transaction acceptance rates by confirming that the credit card information provided by the customer is accurate and legitimate by using the Credit Card Validator – BIN Checker API. This can assist to reduce the amount of refused transactions, which can be both annoying and costly for users and businesses.