Do you want to know how a good API for CC Checker works? We have the best option for you! Read this article to the end and you will know all about it!
A “CC checker” API, also known as a credit card checker API, is a service that allows you to verify the validity of credit card numbers. However, it’s important to note that using such APIs to check credit card information without proper authorization or for illegal activities is against the law and unethical.
Assuming you are referring to a legitimate and authorized use of a credit card checker API, here is a general overview of how it works:
- Integration: You would need to integrate the API into your application or website. This typically involves obtaining an API key or authentication credentials from the provider.
- Input: To check a credit card, you would pass the credit card number to the API. Depending on the API, you may also need to provide additional information such as the cardholder’s name, expiration date, and CVV (Card Verification Value).
- Validation: The API will process the provided credit card information and perform various checks to validate the card’s authenticity. These checks may include verifying the card number format, the card’s issuing bank, and the card’s length and checksum according to the Luhn algorithm.
- Result: The API will return a response indicating whether the credit card is valid or not. It may also provide additional information, such as the card type (e.g., Visa, Mastercard), the issuing bank’s name, and the country of origin.
It’s worth noting that credit card checker APIs typically rely on data from payment networks and financial institutions to perform the verification. These APIs may have limitations, such as rate limits or usage restrictions, depending on the provider.
There are several APIs available on the internet, but not all of them are reliable or simple to use. That is why we advocate using a trustworthy API named Credit Card Validator- BIN Checker API.
Why Should You Try This API?
Credit Card Validator- BIN Checker API is ideal for those who want to know if the payments they receive are secure or not. Also, developers who want to integrate a payment system into their website or application will benefit from using this API because they will be able to check if the cards sent to them are valid.
How To Use It?
Depending on your needs and preferences, you can utilize Credit Card Validator- BIN Checker API in a variety of ways. We recommend using this API’s console if you want something basic and quick.
Create an account on the Zyla API Hub marketplace first. When your account is accepted, you will be given an API key to use when calling this API.
Second, include your bearer token in the Authorization header to authenticate it.
Finally, wait for a response!
Endpoint
- CHECK BY BIN
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}
Developers can increase transaction acceptance rates by making sure the credit card information provided by the customer is accurate and valid by using the Credit Card Validator – BIN Checker API. This can aid in reducing the amount of refused transactions, which can be annoying and costly for both customers and businesses.