How Can An API For Debits Cards Verification Keep Your Business Safe?

In today’s digital age, payment processing has become an essential part of any business. However, with the rise of online transactions, businesses are increasingly vulnerable to fraudulent activities. This is where a Debit Cards Verification API comes in handy. In this article, we’ll discuss how such an API can help keep your business safe.

What Is A Debit Cards Verification API?

Debit card verification APIs are a tool that allows businesses to validate debit card information in real-time. It is a web-based service that provides businesses with an easy-to-use interface for checking the validity of debit card data. With this API, businesses can ensure that the debit card information provided by their customers is accurate and up-to-date.

How Can An API For Debit Card Verification Help You Keep Your Business Safe?

Fraud Prevention

One of the primary benefits of using an API for debit card verification is that it helps prevent fraud. With real-time verification, businesses can quickly detect fraudulent transactions and prevent them from occurring. This can save businesses a lot of money and prevent reputational damage.

Chargeback Reduction

Chargebacks are a major issue for businesses. They occur when a customer disputes a transaction and requests a refund from their bank. Chargebacks can be costly for businesses, and they can also lead to reputational damage. By using an API for debit card verification, businesses can reduce the likelihood of chargebacks by ensuring that transactions are valid and legitimate.

Improved Customer Experience

Using an API for debit card verification can also improve the customer experience. Customers want to know that their payment information is secure, and real-time verification can provide them with peace of mind. Additionally, faster transaction processing times can lead to a more seamless checkout process, which can improve the overall customer experience.

Compliance with Regulations

Using an API for debit card verification can also help businesses comply with regulations such as the Payment Card Industry Data Security Standard (PCI DSS). This standard requires businesses that process credit and debit card payments to take steps to protect customer data. By using an API for debit card verification, businesses can ensure that they are complying with these regulations and avoiding costly fines and penalties.

So, an API for debit card verification can be a valuable tool for businesses looking to keep their payment processing safe and secure. By preventing fraud, reducing chargebacks, improving the customer experience, and ensuring compliance with regulations, businesses can reap the benefits of using such an API. If you’re interested in using an API for debit card verification, be sure to choose a reputable provider that offers a reliable and secure service.

Check Credit Card Validator – BIN Checker API

Credit Card Validator – BIN Checker API has been an invaluable tool for our business in maintaining security during payment transactions. By utilizing its advanced features, we can quickly and easily verify the authenticity of credit card information and detect any potential fraudulent activity.

This has given us the peace of mind that our business is protected from any potential security breaches or financial loss. We highly recommend this API to any business that values security and wants to ensure safe and secure payment transactions.

So, How Does It Work?

To obtain complete data, the customer needs to send the Bank Identification Number (BIN). Another option is the Issuer Identification Number (IIN) of their credit/debit card.

To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.

For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:


{
  "success": true,
  "code": 200,
  "BIN": {
    "valid": true,
    "number": 448590,
    "length": 6,
    "scheme": "VISA",
    "brand": "VISA",
    "type": "CREDIT",
    "level": "PURCHASING WITH FLEET",
    "currency": "USD",
    "issuer": {
      "name": "JPMORGAN CHASE BANK, N.A.",
      "website": "http://www.jpmorganchase.com",
      "phone": "1-212-270-6000"
    },
    "country": {
      "country": "UNITED STATES",
      "numeric": "840",
      "capital": "Washington, D.C.",
      "idd": "1",
      "alpha2": "US",
      "alpha3": "USA",
      "language": "English",
      "language_code": "EN",
      "latitude": 34.05223,
      "longitude": -118.24368
    }
  }
}

How To Get Started?

1- Navigate to Credit Card Validator – BIN Checker API and click “START FREE TRIAL” to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting “RUN”. Now you will see the results on your screen.

Also published on Medium.