Are you looking for a reliable API for payment processing? In this article, we’ll tell you about a good one and how to use it.

If you own a business, you are certainly aware of the difficulties associated with collecting payments from clients. This is especially valid if you accept payments online. You know, there are several payment options accessible, and each one has benefits and drawbacks of its own. Additionally, each bank has a varied processing time. Some processes might take longer than others, or some might experience server issues more frequently. Due to the possibility of transaction and payment delays, this may have a detrimental effect on your organization.

An API is a program that allows two computers to communicate with one another in order to share data or perform tasks on behalf of one another. In the case of an API for payment processing; it allows merchants to accept payments from customers without having to set up their own payment processing infrastructure. There are many different types of APIs available on the market today; each one with its own unique features and functionality. However, if you’re looking for a reliable API for payment processing; we recommend using a Banking Information API.

You can get access to data on banks and their transactions by utilizing the SWIFT-IBAN-Routing Bank Checker API. Companies that accept payments from consumers online frequently use this kind of API so they can keep tabs on the transactions’ status and make sure the money has been received properly.

SWIFT-IBAN-Routing Bank Checker API

Developers now have a quick and easy way to verify and retrieve data on SWIFT codes, IBAN codes, and routing bank numbers thanks to the SWIFT-IBAN-Routing Bank Checker API. Using this API to rapidly validate and confirm the accuracy of banking information would speed up financial transactions and lower error rates.

The Bank Codes Lookup API is easy to use and integrate into your existing financial systems. By making simple API requests, you may immediately learn about SWIFT codes, IBAN codes, and routing bank numbers. Due to its high scalability, this API is great for usage by both big financial institutions and small firms.

All You Have To Do To Utilize It Is:

• Go to SWIFT – IBAN – Routing Bank Checker API and simply click on the button “START FREE TRIAL” to start using the API.
• After signing up in Zyla API Hub, you’ll be ready to start using the API!
• Employ the different API endpoints depending on what you are looking for.
• Once you meet your needed endpoint, make the API call by pressing the button “test endpoint” and see the results on your screen.

The “Routing Bank Checker,” “IBAN Code Checker,” and “SWIFT Code Checker” endpoints are accessible through this API. Pick the one that most closely satisfies your specifications for what you’re looking for from among them. The following illustration demonstrates how the “IBAN Code Checker” will function:

{
"status": 200,
"success": true,
"message": "PT50000101231234567890192 is a valid IBAN",
"data": {
"iban": "PT50000101231234567890192",
"country": "Portugal [PT]",
"sepa_country": "Yes",
"checksum": "50",
"bban": "000101231234567890192",
"bank_code": "0001",
"branch_code": "0123",
"account_number": "12345678901",
"check_digit": "92",
"bank_details": {
"swift_code": "BGALPTTGXXX",
"bank_name": "BANCO DE PORTUGAL",
"branch": "SISTEMAS DE PAGAMENTOS",
"address": "AV. ALMIRANTE REIS, 71 EDIFICIO PORTUGAL",
"city": "LISBON",
"zip": "1150-012"
}
}
}

You can see that the response proves the IBAN number and bank details are accurate and come from Portugal.

Everyone involved in financial transactions must utilize this API. Through this API, customers may gain access to crucial data such as IBAN codes, SWIFT numbers, and routing bank numbers, which helps to speed up transactions, lower error rates, and increase the accuracy of financial data. The IBAN Codes API may assist you in precisely and speedily achieving your financial objectives, regardless of whether you manage a tiny firm or a huge financial institution.