Do you want to ensure payment accuracy, SWIFT and IBAN Codes, and routing bank data with an API? In this article, we will tell you how to do it and which tool is the best.
The swift code is a standardized alphanumeric string used to uniquely identify a bank and its branch office. The swift code is used in international money transfers and is more frequently known as the Bank Identifier Code (BIC). The IBAN (International Bank Account Number), also known as the BIC-IBAN-CIN (Bank Identifier Code-International Bank Account Number-Country Identifier Code), is a standard for identifying bank accounts across national borders. It is a unique number assigned to a bank account that contains information about the country where the account was opened, the account holder’s bank, and the account number itself.
The routing number is a nine-digit number assigned by a bank’s central office to identify its branches and/or ATM machines. The routing number identifies the institution on transactions such as direct deposits and withdrawals. So, if you need to ensure payment accuracy with an API, we highly recommend using a Banking Information API. This API is one of the most used nowadays because it can provide accurate information about any IBAN in just a few seconds. Moreover, it is very simple to use, and you will be able to use it in your digital platforms.
You may check the status of your bank account in a few different ways. You can either use a third-party service or check directly with the bank. You will need to have the account number and/or the IBAN number in order to check directly with the bank. If you suspect that your account is the victim of fraud, you can also check with your bank directly.
Although there are many APIs available, not all of them can be trusted to verify payments. To test out the SWIFT-IBAN-Routing Bank Checker API, we suggest doing so for this reason.
SWIFT-IBAN-Routing Bank Checker API
Thanks to the SWIFT-IBAN-Routing Bank Checker API, developers now have a quick and simple way to check and retrieve information on SWIFT codes, IBAN codes, and routing bank numbers. Financial transactions could be expedited and error rates could be reduced by using this API to swiftly assess and confirm the accuracy of banking information.
The Bank Codes Lookup API offers access to IBAN codes in addition to validating SWIFT codes. IBAN codes are used to identify bank accounts for international payments in Europe and other regions of the world. You may easily ascertain an IBAN code’s accuracy using the API, lowering the possibility of errors in financial transactions.
All You Have To Do To Utilize It Is:
- Go to SWIFT – IBAN – Routing Bank Checker API and simply click on the button “START FREE TRIAL” to start using the API.
- After signing up in Zyla API Hub, you’ll be ready to start using the API!
- Employ the different API endpoints depending on what you are looking for.
- Once you meet your needed endpoint, make the API call by pressing the button “test endpoint” and see the results on your screen.
The “Routing Bank Checker,” “IBAN Code Checker,” and “SWIFT Code Checker” endpoints are accessible through this API. Pick the one that most closely satisfies your specifications for what you’re looking for from among them. The sample below demonstrates how the “SWIFT Code Checker” will operate:
{
"status": 200,
"success": true,
"message": "SWIFT code ADTVBRDF is valid",
"data": {
"swift_code": "ADTVBRDF",
"bank": "ACLA BANK",
"city": "BRASILIA",
"branch": "",
"address": "Q SHCN CL QUADRA BLOCO E, 316,316",
"post_code": "70775-550",
"country": "Brazil",
"country_code": "BR",
"breakdown": {
"swift_code": "ADTVBRDF or ADTVBRDFXXX",
"bank_code": "ADTV - code assigned to ACLA BANK",
"country_code": "BR - code belongs to Brazil",
"location_code": "DF - represents location, second digit 'F' means active code",
"code_status": "Active",
"branch_code": "XXX or not assigned, indicating this is a head office"
}
}
}
As you can see from this response, the SWIFT Code is valid, it comes from Brasilia, Brazil. You can also see the banking information as well as some more data.
The routing bank number is another essential component of financial transactions, and you can quickly verify it with the help of this API. Routing bank numbers are used in the US to identify financial institutions and manage transactions. By making use of this IBAN Codes API to validate Routing Bank Numbers, you may reduce the likelihood of errors and ensure that transactions are carried out promptly and correctly.