Online financial transactions are becoming increasingly popular, which has raised the requirement to secure transaction security. One technique to ensure this security is the validation of the credit cards used in these transactions.
This is where the CC checker API, a service that enables developers to incorporate credit card validation into their applications and websites, comes in.
In this post, we’ll look at the advantages and reasons why organizations should think about integrating a credit card validation API into their systems and, we give our opinion of what we believe is the best option on the market. This API may assist businesses in a variety of sectors, from fraud prevention to user experience enhancement. In addition, some popular use cases for this API will be explored, as will some of the accessible market possibilities.
What Would Be The Reasons To Use An API To Verify Credit Cards?
There are several reasons why using an API to validate a credit card can be beneficial for businesses and developers. Some of these reasons include:
Fraud Protection: A credit card validation API can help protect businesses against fraud by verifying that the credit card used in a transaction is legitimate and not being used fraudulently.
PCI Compliance: Compliance with the Payment Card Industry Data Security Standards (PCI DSS) is essential to ensure the security of credit card transactions. A credit card validation API can help businesses meet these requirements.
Enhanced User Experience – Credit card validation is an important step in the online checkout process. A credit card validation API can improve the user experience by providing instant and simplified verification of card details.
Reduced Errors: Validating credit cards manually can be prone to errors. By using a credit card validation API, the number of errors that occur when entering credit card information can be significantly reduced.
Time savings – By using a credit card validation API, businesses can save time by automating the credit card validation process, which means users can complete the checkout process faster.
In short, using a credit Cc checker API can provide a number of important benefits for businesses and developers, from fraud protection to better user experience and time savings.
So, What Is The Most Recommended CC Checker API To Use?
After evaluating numerous possibilities on the market, we can declare that we identified one that, due to its functionality and ease of use, is one of the finest current options.
Credit Card Validator – BIN Checker API from Zylalabs is this alternative because, as said above, it is an API that has worked extremely well for us and is quite simple to use even if you don’t know much about it.
The consumer will send the credit/debit card (Bank Identification Number) or IIN (Issuer Identification Number) to acquire the whole data.
You must input a BIN (Bank Identification Number) – the first 6 digits of a credit/debit card – to retrieve the entire data of this BIN/IIN in JSON format.
The validity of the card, whether it is a VISA or MASTERCARD, the issuing bank, and the card’s issuing location will be sent to you.
For example, if we use this endpoint to enter the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}But, of course, the most crucial question is… how can I acquire it?
1- Navigate to Credit Card Validator – BIN Checker API and click the “TRY FREE FOR 7-DAYS” button to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting the “run” button and viewing the results on your screen.
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