As businesses continue to expand and increase their online presence, payment methods have also evolved. One of the most commonly used methods is credit card payments. However, with this comes the risk of fraudulent transactions, which can significantly affect a business’s finances. To avoid such occurrences, businesses can turn to a Credit Card Validation API, which can help ensure secure transactions and protect their revenue.
So… What Exactly Is A Credit Card Validation API?
Credit card validation APIs work by verifying the accuracy and authenticity of credit card details before processing a payment. It checks if the card number, expiration date, and security code are correct and if the card is valid and not reported lost or stolen. With this, businesses can rest assured that the payment they receive is from a legitimate source.
Apart from security, credit card validation APIs can also streamline the payment process. Instead of manually verifying each transaction, the API can automatically verify and approve legitimate payments, reducing the need for human intervention. This can save time and increase efficiency in the payment process.
Moreover, these validation APIs can also help businesses comply with regulations and avoid penalties. For instance, the Payment Card Industry Data Security Standard (PCI DSS) requires businesses to ensure that they only accept valid credit card payments. Failure to comply can lead to fines and other legal consequences.
In addition to these benefits, credit card validation APIs can also improve customer satisfaction. By providing a secure payment process, businesses can assure their customers that their financial information is safe, leading to increased trust and loyalty.
Overall, an API for credit card validation can significantly improve a business’s work by providing a secure payment process, streamlining the payment process, ensuring compliance with regulations, and improving customer satisfaction. By using a credit card validation API, businesses can avoid fraudulent transactions, reduce the risk of financial loss, and increase their revenue.
For this task, we recommend the Credit Card Validator – BIN Checker API for credit card validation needs. Its accurate and reliable validation process ensures secure transactions and protects businesses from fraudulent activities.
Check Credit Card Validator – BIN Checker API For A Safe Credit Card Validation API
As a business owner, I am always looking for ways to streamline our operations and improve our bottom line. That’s why I highly recommend using Credit Card Validator – BIN Checker API. This powerful tool allows us to quickly and easily verify credit card information, reducing the risk of fraud and ensuring that transactions are completed smoothly.
With its advanced features and easy integration, Credit Card Validator – BIN Checker API has helped us save time and resources, allowing us to focus on what matters – growing our business. Whether you’re a small startup or a large corporation, I believe that Credit Card Validator – BIN Checker API is an essential tool for any business looking to improve their work processes and stay ahead of the competition.
So, How Does It Work?
To obtain complete data, the customer needs to send the Bank Identification Number (BIN). Another option is the Issuer Identification Number (IIN) of their credit/debit card.
To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}How To Get Started?
1- Navigate to Credit Card Validator – BIN Checker API and click “START FREE TRIAL” to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting “RUN”. Now you will see the results on your screen.
Related Post: Which Is The CC Checker API With More Complete Details?
Also published on Medium.