In today’s global economy, it’s important to know if a payment is legitimate or not. This is especially true for online transactions, which can be difficult to verify.
A payment’s BIN (Bank Identification Number) is a unique identifier that can be used to verify a payment’s legitimacy. By looking up a BIN, you can obtain information about a payment such as the bank that issued the BIN, the country of origin, and the date of issuance.
If you’re a merchant or an e-commerce site, you can use this information to verify a payment and protect your business from fraud. In this article, we’ll discuss how to lookup a BIN number and how it can help you prevent fraud.
What Is a BIN?
A Bank Identification Number (BIN) is a unique identifier used to identify banks and financial institutions around the world. It consists of eight digits and is assigned to each bank by the ISO (International Organization for Standardization). BIN numbers are used by financial institutions to identify individual accounts, transactions, and cards. They are also used to track payments and prevent fraud.
What Is The Best BIN Lookup API
When looking for an API, make sure that it provides reliable information and is easy to use. One of the best APIs for this purpose is Credit Card Validator- BIN Checker API.
Why Credit Card Validator- BIN Checker API?
Credit Card Validator – BIN Checker API has been an invaluable tool in guaranteeing payment security for our firm. By utilizing its improved features, we can rapidly and effectively examine the integrity of credit card information and detect any potential fraudulent activity.
Credit Card Validator – BIN Checker API has given us confidence that our company is safe from any potential security breaches or financial loss. We strongly advise any organization that values security and wants to assure safe and secure financial transactions to use this API.
So, How Does Credit Card Validator- BIN Checker API Function?
To obtain complete information, the consumer must transmit the Bank Identification Number (BIN). Another option is to utilize the Issuer Identification Number (IIN) on their credit/debit card.
Enter the BIN, which is the first six digits of a credit/debit card, into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
Endpoint
- CHECK BY BIN
If you call the endpoint with the BIN number “448590,” for example, the API will return the following response:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}How Do You Begin?
You can use Credit Card Validator- BIN Checker API in a variety of ways, depending on your needs and preferences. If you want something simple and quick, we recommend using this API’s console.
To begin, register an account on the Zyla API Hub marketplace. When your account is approved, you will be provided with an API key to use when contacting this API.
Second, to authenticate it, include your bearer token in the Authorization header.
Finally, you must wait for a response!