With the wealth of transactions with credit cards, which has grown alonside fraudulent events of phishing and scamming, it´s essential to count with a safe way of paying and getting paid. The best solution is a credit card recognition API, herein described.
Both for traditional shopping as well as for the more and more widespread online shopping, the parties involved must keep certain of the authentic data on the card as well as of the cardholder. It´s unthinkable today not to resort on automated tools for the purpose.
Developers do their job in devising easy-to-use and accurate applications for their clients. They base their developments on Credit Card OCR API. There are many different APIs available, but not all of them are created equal. This API and the suite of applications by Zyla Labs are more accurate and easier to use, apart from other features that will be referred to below.
This credit card scanning API also guarantees functionality. Likewise it´s very easy to integrate into any website or app, so it saves time and consequently money getting it up and running. Likewise it is efficient in retrieving a response in no time, with a readable result in JSON.
If the information does not match, then the transaction cannot be completed. In this case, most online merchants will contact the cardholder to ask for additional information such as the expiration date or security code. This feature ensures security of the authenticity of the shopper.
Where Can I Get This?
This means that the seller will be able to verify whether or not any of the numbers are valid for their business operations before accepting payments from a certain customer. In addition, this will allow them to validate any transactions made by their customers in order to ensure that they are legitimate.
Regarding the purchaser, they are safer of the confidentiality of their data. They ensure that payments performed with this card by a scammer are not authenticated. In turn, the process improves the sellers´ reputation, as customers are certain of the zeal with which their data on cards is kept secured.
What Are The Benefits Of The API
This credit card validation API can recognize both magstripe and chip-based cards with ease. It can also retrieve information about the card, including the issuer, the type of card, and the number. The business owner can use this information to create a database of customer information or to track spending habits, a fact that will help provide better customer service.
These cards pay for different goods and services, but also for purchases online or even to withdraw money from an ATM. However, there are some safety measures to consider when using these cards. This JSON OCR API covers all, which is one of the most reliable APIs on the market today. This tool makes it easy to accept payments from customers without having to worry about fraud or security issues.
An optical character recognition API can help to market one´s products or services to specific groups of customers based on their spending habits. And last but not least, it can help automate many of the usual payment processes.
This automated data capture API -apart from being fast and reliable- can process requests quickly and accurately, so you can be sure that you are getting the most accurate information possible.
Once the seller has requested from the developer to tailor an application for their needs, they won´t need to work it out from the scratch, and nor will they need to hire a team of experts to operate it, as it demands no expertise at all.
More About The API
Credit Card OCR API supports both immediate mode (in case of requests without requiring an API key) and authenticated mode (where an API key is necessary). This allows to test it without having to pay anything.
This OCR API accepts an array of 16 digits as input and returns an array of up to 13 results with information about the validity of each of those numbers. It also provides information about any potential problems with those numbers such as missing digits or checksum errors.
This API is ideal for e-commerce companies that accept payments online because it can help improve the security system and stop fraud transactions. This tool is ideal for verifying whether or not a payment comes from a legitimate user, as well as for determining whether or not they are authentic users of one´s website or application. In a matter of seconds, you’ll receive all of the information about this card!
Security Guaranteed
There are many fraudulent transactions that can harm both the user and the company that sells the product. This is why there are many security measures in place to protect both sides.
This means that with this tool you can not only validate cards but also get additional information about the cardholder and the card itself.
For example, there are checkups to verify if the card is valid and if it has enough funds available to make the transaction. Accomplish this process by checking the BIN, which is a unique code each card carries since the moment of its manufacture.
Also, there are checkups to see if the card is active and if it´s stolen or lost. This process consist of checking the name of the owner and the card’s number against a database of known fraud cards, such as those reported stolen.
How Can A Card Recognition API Help You?
A card processing API is a tool that can help you accept payments from customers around the world. The API scans the card number and extracts information such as the cardholder’s name, expiration date, and security code. This information is useful to process transactions.
There are many benefits of using a card recognition API, as listed above. In short, it can help you automate some of your payment processes so you can save time and money. Also, it can help you keep your payments secure, and thus optimize the business´s reputation.
How To Get Started With Credit Card OCR API
Counting on a subscription on Zyla API Hub marketplace, just start using, connecting and managing APIs. Subscribe to Credit Card OCR API by simply clicking on the button “Start Free Trial”. Then meet the needed endpoint and simply provide the search reference. Make the API call by pressing the button “test endpoint” and see the results on display. The AI will process and retrieve an accurate report using this data.
Credit Card OCR API examines the input and processes the request using the resources available (AI and ML). In no time at all the application will retrieve an accurate response. The API has one endpoint to access the information where you insert the code for the product you need a review about.
If the input is : “https://www.visa.com.ag/dam/VCOM/regional/lac/ENG/Default/Pay%20With%20Visa/Find%20a%20Card/Credit%20Cards/Classic/visaclassiccredit-400×225.jpg” in the endpoint, the response will look like this:
{
"code": "200",
"data": {
"errorCode": 0,
"ocr": {
"cardNumber": "4000 1234 5678 9010",
"category": "Visa",
"name": "C. ARIAS",
"validState": 0,
"validThru": "12/24"
},
"position": {
"bottom": 225,
"left": 0,
"right": 359,
"top": 7
},
"score": 1
},
"message": "SUCCESS"
}