If you want to develop a payments gateway for your business, you should try the best API for it in 2024. In this article, we’ll tell you about it.
The use of APIs for payments gateway development is one of the most important trends in e-commerce in recent years. This allows developers to easily incorporate payment options into applications and websites without having to create them from scratch. They are also useful for developers who want to incorporate new features into existing payment gateways.
In the case of e-commerce sites, APIs can be used to connect to payment gateways and process transactions. This can be useful if you want to add payment options to your site but don’t want to handle the processing yourself. It can also be used to connect your e-commerce site to other services, such as accounting software or shipping providers.
APIs for Payments Gateway Development: What Are They?
These are Application Programming Interfaces (APIs) that enable developers to connect with various payment gateways and process transactions from their applications or websites. They are typically used by developers who want to add payment options to their applications or websites without having to handle the processing themselves.
APIs for payments gateway development can also be used by developers who want to incorporate new features into existing payment gateways. For example, if a developer wants to add support for recurring payments, they can use an API to access this feature without having to modify the underlying code.
What Is The Best API To Use?
There are many different types of APIs for payments gateway development. Some of the most popular ones include Paypal, Stripe, and Authorize.net. Each of these APIs has its own unique features and benefits, so it’s important to choose the one that best fits your needs.
If you need an API that allows you to integrate a payment gateway into your e-commerce site or application, we recommend using an API that is currently very popular: Credit Card Validator- BIN Checker API.
What Is This API?
One of the key features of this API is its ability to validate credit card information in real-time. This means that developers can quickly determine if a credit card is valid or not, reducing the risk of fraud and chargebacks. Additionally, the API also provides information on the credit card’s issuing bank and country of origin, which can be useful for verifying the legitimacy of the transaction.
So, How Does It Work?
To access complete data, the consumer must give their credit/debit card’s Bank Identification Number (BIN) or Issuer Identification Number (IIN). To obtain the complete details of a BIN, which is the first six digits of a credit/debit card, enter the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.
How Can You Obtain This Information?
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- With your API key, you can already integrate the API in the language you need. In the mentioned URL, you can find a lot of Code Snippets, that can facilitate your integration.
Functions
- CHECK BY BIN
For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 448590,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "CREDIT",
"level": "PURCHASING WITH FLEET",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "http://www.jpmorganchase.com",
"phone": "1-212-270-6000"
},
"country": {
"country": "UNITED STATES",
"numeric": "840",
"capital": "Washington, D.C.",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN",
"latitude": 34.05223,
"longitude": -118.24368
}
}
}By employing the Credit Card Validator – BIN Checker API, developers can improve their transaction acceptance rates by ensuring that the credit card information given by the user is accurate and legitimate. This can help to reduce the number of denied transactions, which can be irritating for users as well as costly for businesses.