Advantages Of A Credit Card Validation API For Your Transactions

When it comes to processing online payments, merchants need to ensure that the transactions are secure, reliable, and error-free. That’s where a Credit Card Validation API comes into play. In this article, we’ll discuss the advantages of using a credit card validation API for your transactions.

Credit Card Validation API: A Must For Your Transactions

Credit card validation APIs are a popular choice for merchants to ensure secure and efficient online payment processing. These APIs offer a wide range of benefits, including fraud detection, error reduction, and cost-effectiveness. Next, we will discuss the main three advantages of these APIs.

Fraud Detection

One of the primary advantages of using a credit card validation API is fraud detection. These APIs help merchants to detect fraudulent transactions by verifying the cardholder’s information and transaction details. By doing so, they can prevent chargebacks and minimize financial losses.

Error Reduction

Credit card validation APIs also reduce errors that can occur during the transaction process. For instance, they can identify invalid card numbers, expiration dates, and other data that can lead to transaction failures or delays. By doing so, merchants can avoid unnecessary expenses and provide better customer service.

Cost-Effectiveness

Credit card validation APIs are cost-effective solutions for merchants who want to process online payments without breaking the bank. Instead of investing in expensive software or hardware, merchants can use these APIs to validate transactions in real time. By doing so, they can save time and money while ensuring secure and efficient payment processing.

Thus, if you’re a merchant looking to streamline your online payment processing, a credit card validation API can be an excellent investment. With its advanced fraud detection, error reduction, and cost-effective features, you can ensure a secure and reliable payment processing experience for your customers.

So, credit card validation APIs are becoming increasingly popular among merchants due to their numerous advantages. By using these APIs, merchants can minimize fraud, reduce errors, and save money on transaction processing. If you’re looking for a cost-effective and reliable solution to streamline your payment processing, a credit card validation API is worth considering.

Check Credit Card Validator – BIN Checker API: A High-Quality Credit Card Validation API

When it comes to processing payments and transfers, security and accuracy are key. The Credit Card Validator – BIN Checker API provides an easy and reliable way for businesses to validate credit card information and perform BIN checks, which helps to ensure that transactions are processed accurately and securely.

With the ability to perform real-time validations and checks, businesses can significantly reduce the risk of fraudulent activity and unauthorized transactions. Whether you’re processing payments, making transfers, or managing accounts, the Credit Card Validator – BIN Checker API is an essential tool for ensuring that transactions are processed smoothly and securely. By using this API, businesses can build trust with their customers and ensure that sensitive payment information is kept safe and secure.

So, How Does This Credit Card Validation API Work?

To obtain complete data, the customer needs to send the Bank Identification Number (BIN) or the Issuer Identification Number (IIN) of their credit/debit card.

To get the full details of a BIN, which is the first six digits of a credit/debit card, you need to input the BIN into the API, and it will return the JSON format with the card’s validity, whether it is VISA or MASTERCARD, the issuing bank, and the card’s issuing location.

For instance, if you use the endpoint with the BIN number “448590,” the API will respond with the following:


{
  "success": true,
  "code": 200,
  "BIN": {
    "valid": true,
    "number": 448590,
    "length": 6,
    "scheme": "VISA",
    "brand": "VISA",
    "type": "CREDIT",
    "level": "PURCHASING WITH FLEET",
    "currency": "USD",
    "issuer": {
      "name": "JPMORGAN CHASE BANK, N.A.",
      "website": "http://www.jpmorganchase.com",
      "phone": "1-212-270-6000"
    },
    "country": {
      "country": "UNITED STATES",
      "numeric": "840",
      "capital": "Washington, D.C.",
      "idd": "1",
      "alpha2": "US",
      "alpha3": "USA",
      "language": "English",
      "language_code": "EN",
      "latitude": 34.05223,
      "longitude": -118.24368
    }
  }
}

How To Get Started?

1- Navigate to Credit Card Validator – BIN Checker API and click the “START FREE TRIAL” button to begin using the API.
2- You will be issued your unique API key after registering in Zyla API Hub.
3- Check the BIN number using the API endpoint.
4- When you’ve reached your endpoint, perform the API request by hitting the “run” button and viewing the results on your screen.

Also published on Medium.